Financial Mindset & Mistakes

The Minimum Payment Illusion: What Credit Cards Don’t Tell You That “minimum due” amount at the bottom of your credit card statement might feel like a lifesaver. You’re juggling bills, rent, groceries—and suddenly, instead of paying hundreds of euros, you’re told you only need to pay a small portion. Sounds like a good deal, right? […]

The Psychology of Debt: How Loans Affect Our Behavior We don’t often talk about how debt makes us feel — but we should. Because if you’ve ever had a loan hanging over your head, you know it’s not just about numbers. It changes how you act, how you spend, and how you see the world. […]